TERMS OF SERVICE

Regency Business Capital LLC

Effective Date: 05/06/2026
Last Updated: 05/06/2026

1. ACCEPTANCE OF TERMS

By accessing or using the website, services, or products of Regency Business Capital LLC (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use our services.



2. DESCRIPTION OF SERVICES

Regency Business Capital LLC is a commercial finance brokerage and funding provider offering:

Merchant Cash Advances (MCA)
Business term loans
SBA loan facilitation
Commercial real estate financing
Equipment financing
Credit-related services

We act as a broker and/or direct funding source and connect clients with third-party lenders and financial institutions.



3. ELIGIBILITY

To use our services, you must:

Be at least 18 years of age
Operate a legitimate business entity
Provide accurate and complete information

We reserve the right to deny service at our discretion.



4. NO GUARANTEE OF FUNDING

Submission of an application does not guarantee approval or funding.

Funding decisions are based on:

Lender underwriting criteria
Financial information provided
Risk assessment



5. APPLICATION AND INFORMATION ACCURACY

You agree that:

All information submitted is true and accurate
You will provide requested documentation promptly
You will not misrepresent financial or business information

Providing false or misleading information may result in denial of services and potential legal action.



6. COMMUNICATION CONSENT (TCPA COMPLIANCE)

By submitting your information, you consent to receive communications from Regency Business Capital LLC, including:

Phone calls
Emails
SMS/text messages

These communications may include automated or prerecorded messages.

You may opt out at any time by:

Replying “STOP” to SMS
Following unsubscribe instructions in emails

7. FEES AND COMPENSATION

The Company may receive compensation from lenders or partners
In some cases, fees may be charged directly to the client and will be disclosed in writing
All terms and costs will be outlined in final agreements prior to funding



8. THIRD-PARTY LENDERS

We may share your information with third-party lenders and financial institutions.

We are not responsible for:

Decisions made by lenders
Terms or conditions of funding
Actions taken by third parties



9. USE OF WEBSITE

You agree not to:

Use the website for unlawful purposes
Attempt to gain unauthorized access to systems
Interfere with site functionality

We reserve the right to restrict or terminate access for violations.



10. INTELLECTUAL PROPERTY

All content on this website, including text, branding, logos, and materials, is the property of Regency Business Capital LLC and may not be copied or used without permission.



11. DISCLAIMER OF WARRANTIES

All services are provided “as is” and “as available.”

We make no warranties regarding:

Approval or funding outcomes
Accuracy of third-party information
Continuous availability of services



12. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Regency Business Capital LLC shall not be liable for:

Indirect or consequential damages
Loss of profits or business opportunities
Actions of third-party lenders



13. INDEMNIFICATION

You agree to indemnify and hold harmless Regency Business Capital LLC, its officers, employees, and affiliates from any claims arising from:

Your use of services
Your violation of these Terms
Misrepresentation of information



14. PRIVACY

Your use of our services is also governed by our Privacy Policy.

15. TERMINATION

We reserve the right to:

Suspend or terminate services at any time
Refuse service for any reason

16. GOVERNING LAW

These Terms shall be governed by the laws of the State of New Jersey & New York.



17. DISPUTE RESOLUTION

Any disputes arising under these Terms shall be resolved through:

Negotiation in good faith
If unresolved, binding arbitration in New Jersey



18. MODIFICATIONS

We may update these Terms at any time. Continued use of the website constitutes acceptance of updated Terms.



19. CONTACT INFORMATION

For questions regarding these Terms:

Regency Business Capital LLC
info@regencybusinessconsulting.net
Phone: (973) 934-7940


20. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and Regency Business Capital LLC regarding the use of our services.