REGULATION D SECURITIES DISCLOSURE

Regency Business Capital LLC

Effective Date: 05/06/2026
Last Updated: 05/06/2026



1. PRIVATE OFFERING NOTICE

Any securities or investment opportunities offered by Regency Business Capital LLC (“Company,” “we,” “our,” or “us”) are offered pursuant to exemptions from registration under Regulation D of the Securities Act of 1933 and are subject to the rules and regulations of the U.S. Securities and Exchange Commission (SEC).

These securities:

Have not been registered with the SEC or any state securities authority
Are offered in reliance on exemptions such as:

Rule 506(b)
Rule 506(c)



2. ROLE OF THE SEC

The SEC has not approved or disapproved these securities, nor has it passed upon the adequacy or accuracy of any offering materials.

Any representation to the contrary is a criminal offense.



3. NO PUBLIC OFFERING (RULE 506(b))

If offered pursuant to Rule 506(b):

Securities are offered without general solicitation or advertising
Purchasers must be:

Accredited investors, or
Up to 35 sophisticated non-accredited investors



4. GENERAL SOLICITATION (RULE 506(c))

If offered pursuant to Rule 506(c):

General solicitation may be permitted
All investors must be accredited investors
The Company will take reasonable steps to verify accredited status



5. ACCREDITED INVESTOR DEFINITION

An “accredited investor” generally includes individuals who:

Have a net worth exceeding $1,000,000 (excluding primary residence), or
Have income exceeding $200,000 annually ($300,000 with spouse) for the past two years with expectation of continuation

Certain entities, trusts, and institutions may also qualify.



6. INVESTMENT RISKS

Investments in the Company involve substantial risks, including:

Loss of principal
Illiquidity
Dependence on management
Market and economic risks

Investors must be able to bear the complete loss of their investment.

7. NO GUARANTEE OF RETURNS

Any projections, forecasts, or forward-looking statements:

Are estimates only
Are not guarantees of performance
May differ materially from actual results



8. OFFERING MATERIALS

Securities will only be offered through formal documentation, including:

Private Placement Memorandum (PPM)
Subscription Agreement
Investor Questionnaire

These documents contain important information regarding:

Terms of the offering
Risk factors
Use of proceeds



9. TRANSFER RESTRICTIONS

Securities offered under Regulation D are:

Restricted securities
Not freely transferable
Subject to holding period and resale restrictions





10. NO INVESTMENT ADVICE

The Company does not provide legal, tax, or investment advice.

Investors should consult with:

Financial advisors
Legal counsel
Tax professionals


11. NO BROKER-DEALER REGISTRATION

Regency Business Capital LLC is not a registered broker-dealer with the SEC.

If required, the Company may engage licensed broker-dealers or placement agents in compliance with SEC regulations.



12. SUITABILITY & DUE DILIGENCE

Investors are solely responsible for:

Conducting independent due diligence
Evaluating risks
Determining investment suitability



13. LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Company shall not be liable for:

Investment losses
Reliance on projections
Indirect or consequential damages

14. CONFIDENTIALITY

All offering materials are confidential and may not be:

Shared
Distributed
Reproduced

Without prior written consent.



15. GOVERNING LAW

This disclosure shall be governed by the laws of the State of New Jersey and applicable federal securities laws and SEC regulations.



16. CONTACT INFORMATION

For questions regarding this disclosure:

Regency Business Capital LLC
info@regencybusinessconsulting.net
Phone: (973) 934-7940



17. ACKNOWLEDGMENT

By reviewing any materials related to this offering, you acknowledge that:

This is a private offering under Regulation D
The SEC has not reviewed or approved the offering
You are responsible for your own investment decisions